Thank you. By the way I used your Pass the 63 and it was great. I had used the materials offered by our local insurance school in Crosslanes WV and, well it was terrible. BUT, I didn't know it at the time so I studied it till I knew it. Even went in early to take the test, but I bombed. Using your 63 book I did pass and with a LOT of room to spare on the next try. I learned my lesson so I'm using you for the 65 right off the bat.